Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of the LenseFinance website (lensefinance.com) and its content. LenseFinance is a personal blog and educational website operated by Natnael Alemayehu ("I", "me", or "my").

By accessing or using this website, you agree to be bound by these Terms and the Privacy Policy. If you disagree with any part of these Terms, please do not use this website.

About This Website

LenseFinance is a personal blog and educational website that shares information about:

• Personal insights and opinions on investing, stocks, ETFs, bonds, and financial planning
• Market analysis and commentary based on personal research
• Educational content about financial markets and investment strategies
• Links to relevant market data and news from third-party sources
• Newsletter subscription for regular updates

User Eligibility

By using our Service, you represent and warrant that:

• You are at least 18 years old or have reached the age of majority in your jurisdiction
• You have the legal capacity to enter into this agreement
• You will not use the Service for any illegal or unauthorized purpose
• You will comply with all applicable laws and regulations

Acceptable Use Policy

When using this website, you agree not to:

• Violate any applicable laws or regulations
• Send spam, advertising, or unsolicited promotional material
• Impersonate me or other users
• Engage in conduct that restricts or inhibits anyone's use of the website
• Attempt to gain unauthorized access to any part of the website
• Use the website's content for commercial purposes without my express written consent
• Post or transmit any content that is defamatory, obscene, or offensive
• Interfere with or circumvent security features of the website

Content and Intellectual Property

Website Content

All original content on this website, including articles, analysis, commentary, and design, is owned by Natnael Alemayehu. This content is protected by copyright and other intellectual property laws.

Your Use of Website Content

You may view, download, and share content from this website for personal, non-commercial use, provided that you:

• Do not modify or alter the content
• Include proper attribution to LenseFinance and Natnael Alemayehu
• Do not use the content for commercial purposes without permission
• Respect all copyright and other proprietary notices

User Comments and Feedback

If you submit comments, feedback, or other content to this website, you grant me a non-exclusive, royalty-free license to use, modify, and display such content in connection with the website. You retain ownership of your content but allow me to use it for the website's purposes.

Disclaimers and Limitation of Liability

Personal Opinions Only

All content on this website represents my personal opinions, research, and experiences. Nothing on this website constitutes financial, investment, or professional advice. I am not a licensed financial advisor. You should consult with a qualified financial advisor before making any investment decisions.

Website "As Is"

This website is provided on an "as is" and "as available" basis. I make no representations or warranties of any kind, express or implied, regarding the website or its content, including but not limited to:

• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free operation
• Security or virus-free operation
• Fitness for a particular purpose

Limitation of Liability

To the maximum extent permitted by law, I shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of this website or reliance on its content.

Market Data and External Content

This website may display market data, news, and other information from third-party sources. I do not guarantee the accuracy, completeness, or timeliness of this information. Market data may be delayed and should not be relied upon for trading or investment decisions.

Any links to external websites are provided for convenience and informational purposes only. I do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Indemnification

You agree to defend, indemnify, and hold harmless Natnael Alemayehu and LenseFinance from and against any claims, damages, costs, and expenses, including reasonable attorneys' fees, arising from or related to your use of the website or violation of these Terms.

Termination

I may terminate or suspend your access to this website immediately, without prior notice, for any reason, including but not limited to:

• Breach of these Terms
• Violation of applicable laws
• Fraudulent or abusive behavior
• At my sole discretion

Upon termination, your right to use the website will cease immediately.

Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of your local jurisdiction. As this is a personal blog website, any disputes arising from these Terms or your use of the website should first be addressed through direct communication.

In the event that direct communication does not resolve any disputes, you agree to resolve any conflicts through binding arbitration or mediation in accordance with the laws of your local jurisdiction, rather than through court proceedings.

Changes to Terms

I reserve the right to modify or replace these Terms at any time. If a revision is material, I will try to provide at least 30 days notice prior to any new terms taking effect by posting an announcement on the website. Your continued use of the website after any changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms, please contact us: